Get the right cyber insurance at the right premium.
Independent cybersecurity advisory that helps organizations select the right cyber insurance policy, complete complex underwriting questionnaires, scope required coverage, compare carriers, and close the control gaps that drive rejection or premium increases. Lower the risk of denied coverage, exclusions, and renewal repricing.
Independent advisory between you and the underwriter.
Cyber insurance has changed. Underwriting questionnaires once asked half a dozen high-level questions and offered broad coverage at predictable premiums. They now span dozens of pages, demand evidence of specific controls, and frequently result in rejection, sub-limits, exclusions, or substantial premium increases when answers do not align with what carriers expect. Organizations are caught between a broker who shops the market and a security team that struggles to translate technical posture into underwriter-ready answers.
Armour Cybersecurity's Cyber Insurance Advisory engagement closes that gap. The team conducts an independent readiness assessment mapped to the frameworks underwriters most commonly reference (NIST CSF, CIS Controls v8, ISO 27001, SOC 2) and to the carrier-specific questionnaires used by major cyber insurance providers. The assessment covers the thirteen security domains underwriters care about most: governance, compliance, third-party risk, infrastructure security, log management, vulnerability management, cloud security, application security, identity and privileged access, data protection, threat monitoring, incident response, and security awareness training.
The output is an evidence pack the broker and carrier can use, a remediation roadmap that closes the gaps most likely to cause rejection, and ongoing support through the underwriting and renewal cycle. The engagement is technology-agnostic and carrier-agnostic. We do not sell insurance. We make sure your organization presents the strongest possible posture to whichever broker and market you choose.
Surprise rejections vs. underwriter-ready evidence.
The difference between organizations that secure cyber insurance at favorable terms and those that face rejection or premium increases is rarely the underlying security posture. It is whether that posture has been translated into the evidence carriers actually want to see.
A questionnaire nobody internally is equipped to answer correctly.
The broker forwards a forty-page underwriting questionnaire with two weeks to respond. IT answers what they can. Security gaps get glossed over or overstated, both of which create problems later. Submission results in rejection, sub-limits, exclusions, or a premium quote thirty to seventy percent above expectations. The board asks why. Nobody can produce documented evidence that the controls underwriters require are actually in place. Renewal arrives in twelve months and the cycle repeats.
A readiness assessment, accurate answers, evidence, and a remediation plan.
The advisory team runs a framework-agnostic readiness assessment that maps existing controls against the underwriting questionnaire your broker and carrier are using. Answers are drafted accurately, with supporting evidence, by people who understand what the underwriter is actually asking. Gaps that would cause rejection are surfaced before submission, with a quick-win remediation plan that closes them in days or weeks. The organization presents a coherent posture to the market and goes into renewal with documented evidence already prepared.
What the engagement covers.
Nine integrated domains across the cyber insurance lifecycle, from readiness assessment through coverage scoping, underwriting submission, gap remediation, and renewal preparation.
Insurance Readiness Assessment
Framework-agnostic assessment of the current security posture against the thirteen domains that drive cyber insurance underwriting decisions, mapped to NIST CSF, CIS Controls v8, ISO 27001, SOC 2, or carrier-specific questionnaires as appropriate.
Underwriting Questionnaire Support
Translation of the underwriter's technical questions, evidence gathering, accurate drafting of responses in collaboration with internal teams, and identification of any answers likely to attract follow-up scrutiny.
Coverage Scoping & Risk Profile
Analysis of the organization's risk profile to define the coverage that actually matters: ransomware, business interruption, data breach response, regulatory defense, social engineering, and third-party liability.
Gap Identification & Quick Wins
Prioritized list of control gaps that would cause rejection or repricing, with a quick-win remediation plan covering MFA, EDR, immutable backups, IR plan testing, and privileged access management.
Carrier Comparison Support
Independent technical perspective on coverage differences, exclusions, sub-limits, and panel vendor requirements across carriers under consideration, so the broker's options can be evaluated on substance, not just price.
Pre-Underwriting Evidence Pack
Documented evidence package supporting questionnaire responses, including policy excerpts, configuration screenshots, control attestations, and infrastructure diagrams, ready for carrier or broker review.
Security Governance & Compliance
Review of policies, governance frameworks, regulatory compliance (PIPEDA, HIPAA, PCI DSS, GDPR, sector mandates), and third-party risk management practices that underwriters increasingly inspect.
Technical Controls Review
Assessment of infrastructure security, cloud configuration, identity and privileged access, application security, data protection, log management, vulnerability management, threat monitoring, and incident response readiness.
Renewal Preparation
Pre-renewal review sixty to ninety days before the policy anniversary, refresh of evidence package, identification of new control expectations from the market, and support through the renewal underwriting cycle.
Who this engagement serves.
Built for organizations that need cyber insurance to support business continuity, regulatory compliance, contractual obligations, or board-level risk management, and that need the technical advisory to secure coverage on favorable terms.
First-Time Cyber Insurance Buyers
Organizations purchasing cyber coverage for the first time who need help understanding what coverage they actually require, how to complete the underwriting questionnaire, and how to position the organization for approval.
Renewal Customers Facing Premium Increases
Companies facing significant renewal premium increases, new exclusions, or sub-limits who need an independent assessment of where their posture falls short of current market expectations and how to fix it.
Organizations Recently Denied or Repriced
Companies that have been rejected, offered substantially worse terms, or asked to resubmit with additional evidence, who need to close gaps and present a stronger posture for re-submission or alternative carriers.
Brokers Seeking Technical Cybersecurity Support
Insurance brokers whose clients face complex technical underwriting questions that fall outside the broker's expertise, who want an independent cybersecurity partner to support client engagements without competing for the policy.
A disciplined methodology across six phases.
The engagement runs two to four weeks from kickoff through underwriting submission, structured into six execution phases. Renewal preparation follows the same methodology on an annual cadence sixty to ninety days before the policy anniversary.
Kickoff & Insurance Context
Engagement kickoff with leadership and the broker. Review of current policy (if any), target carriers, coverage objectives, renewal timing, and the underwriting questionnaire to be addressed.
Readiness Assessment Workshops
Structured interview workshops with leadership and technical teams across thirteen security domains mapped to the framework the broker and carrier expect. Documentation of existing controls, security tools, governance processes, and supporting evidence.
Gap Analysis & Risk Profile
Mapping of assessment findings against the underwriting questionnaire requirements. Identification of control gaps that would cause rejection, sub-limits, or premium increases, with a quantified risk profile for the broker.
Questionnaire Drafting & Evidence Pack
Drafting of accurate, defensible questionnaire responses with supporting evidence. Compilation of the pre-underwriting evidence pack and IT infrastructure mapping that the carrier or broker can review.
Quick-Win Remediation
Execution support on the highest-impact, lowest-effort control improvements: MFA expansion, EDR coverage, backup immutability, IR plan testing, and privileged access controls, designed to be closed before submission.
Submission Support & Renewal Cycle
Support through underwriting submission and any follow-up questions from the carrier. Optional ongoing renewal preparation sixty to ninety days before each policy anniversary to maintain favorable terms.
What the organization walks away with.
Nine integrated deliverables that together support the underwriting submission, equip the broker, satisfy the carrier, and prepare the organization for future renewals.
Cyber Insurance Readiness Assessment Report
Comprehensive findings report mapped to the framework the broker and carrier expect (NIST CSF, CIS Controls v8, ISO 27001, SOC 2, or carrier-specific questionnaires), covering the thirteen security domains with prioritized recommendations and budgetary guidance.
Underwriting Questionnaire Response Package
Fully drafted questionnaire responses with supporting evidence, designed for direct submission to the broker or carrier and reusable across multiple carriers if shopping the market.
Coverage Scoping & Risk Profile Brief
Documented risk profile and coverage recommendations covering ransomware, business interruption, data breach response, regulatory defense, social engineering, and third-party liability.
Control Gap & Remediation Roadmap
Prioritized roadmap of control gaps, with severity, business impact, remediation effort, and target dates, sequenced so the most insurance-relevant controls are addressed first.
IT Infrastructure Mapping & Architecture Diagram
Clear infrastructure and architecture diagram documenting system interdependencies, control boundaries, and the data flows underwriters and carriers will inspect as part of due diligence.
Carrier Comparison Briefing
Independent technical analysis of coverage differences, exclusions, sub-limits, and panel vendor requirements across carriers, supporting an informed decision alongside the broker's pricing.
Pre-Underwriting Evidence Pack
Documented evidence package supporting every questionnaire response, including policies, configuration excerpts, control attestations, and IR plan extracts, ready for carrier or broker review.
Quick-Win Remediation Plan
Focused remediation plan covering the highest-impact controls underwriters expect: MFA coverage, EDR on all endpoints, immutable backups, tested IR plan, and privileged access management.
Renewal Preparation Memo
Annual pre-renewal memo capturing changes in the threat landscape, evolving carrier expectations, refreshed evidence, and any new control investments required to maintain favorable terms.
The numbers behind the work.
Founded by military intelligence veterans with senior advisors from PwC, KPMG, Deloitte, EY, and Mandiant. The track record reflects the discipline.
Clients Served
Organizations across finance, healthcare, technology, energy, legal, and government trust Armour Cybersecurity to protect what matters.
Client Retention Rate
Long-term engagements built on consistent quality, predictable delivery, and consulting relationships that compound in value over time.
Industries · Worldwide Reach
Cross-sector experience spanning every major regulated industry, with operations supporting clients across North America, Latin America, and beyond.
Cybersecurity Technology Solutions
A vetted catalogue of technology partnerships and proprietary methods deployed in support of cyber insurance readiness, underwriting evidence, and gap remediation.
Go into underwriting prepared, not exposed.
Schedule a fifteen-minute discovery call to scope the engagement. Protecting What Matters starts with the evidence the carrier expects to see.
Book Discovery CallFrequently asked questions.
Common questions from CFOs, risk managers, CISOs, and brokers evaluating a Cyber Insurance Advisory engagement.
Are you a broker? Do you sell cyber insurance?
Why are cyber insurance applications being rejected or repriced?
How long does the engagement take?
Which frameworks does the readiness assessment map to?
How does this work alongside our existing broker?
Will Armour Cybersecurity fill out the underwriting questionnaire for us?
What happens if we have control gaps that would cause rejection?
Secure the coverage your business actually needs.
Reach out to scope a Cyber Insurance Advisory engagement. Discovery calls are scheduled within two business days.
Talk to Armour Cybersecurity.
Toronto, ON, Canada
Request a discovery call.
Tell us about the organization, current cyber insurance situation, and upcoming renewal timing. A senior advisor will respond within two business days.